Government jobOwn pay structureGroup NANon‑gazetted
LIC Assistant Administrative Officer (AAO)
एलआईसी सहायक प्रशासनिक अधिकारी
Class I officer in Life Insurance Corporation of India — policy servicing, claims and office administration in LIC branches.
Life Insurance Corporation of India · psu government
- Exam
- LIC AAO
- Qualification
- Graduate
- Age limit
- 21–30 years
- Transfers
- Anywhere in India
- Work hours
- Regular office hours; long in the January–March business season
- Probation
- 1 year, extendable to 2
Monthly salary (gross)
₹1,26,000
From LIC's 2025 advertisement as reported: basic pay ₹88,635 in the scale ₹88,635–₹1,69,025, with total emoluments of about ₹1,26,000 a month at the minimum of the scale in an 'A' class city. Lower in smaller cities.
What you will actually do
- Supervising a department in a branch: new business, policy servicing, claims or accounts
- Scrutinising proposals and underwriting within delegated limits
- Settling maturity and death claims
- Managing assistants and coordinating with agents and development officers
- Handling policyholder grievances
A typical day
You head a section of a branch office with several assistants under you. The day is spent approving transactions they have processed, examining claim files with missing documents, replying to complaints and meeting agents who want their customers' cases cleared quickly. Workload peaks in March when new business closes for the year. Hours are otherwise regular for an officer job.
Promotion path
Timelines are ranges and vary by cadre. See how promotions and MACP work.
LIC Assistant Administrative Officer (AAO) (joining)
Own pay structure
Administrative Officer
4–6 years · via dpc
Assistant Divisional Manager
Further 5–7 years · via dpc
Promotion timelines vary by cadre and vacancies. If not promoted, MACP gives a pay upgrade after 10, 20 and 30 years.
How to get in
Life Insurance Corporation of India
- 1.Preliminary examination (online)
- 2.Main examination (online, objective and descriptive)
- 3.Interview
- 4.Pre-recruitment medical examination
Eligibility: Bachelor's degree in any discipline for the Generalist stream. Specialist streams (CA, actuarial, legal, IT) need the relevant qualification. Age 21–30. SC/ST: 5 years, OBC (non-creamy layer): 3 years, PwBD: 10 years, as per the notification.
The good
- High starting pay for a graduate-level exam
- Administrative work without personal sales targets
- Offices in most towns
The hard parts
- Recruitment is irregular
- All-India transfers
- A service bond usually applies; check the notification
Postings
You can be posted to any LIC branch or divisional office in India. Transfers come every few years; first postings are often outside the home zone.
Questions people ask
What is the qualification and age limit for LIC Assistant Administrative Officer (AAO)?+
Bachelor's degree in any discipline for the Generalist stream. Specialist streams (CA, actuarial, legal, IT) need the relevant qualification. Age: 21–30 years. Relaxation: SC/ST: 5 years, OBC (non-creamy layer): 3 years, PwBD: 10 years, as per the notification.
Which exam do I need to clear for LIC Assistant Administrative Officer (AAO)?+
LIC AAO (Life Insurance Corporation of India).
Does an AAO have to sell policies?+
No. Selling is done by agents and development officers. An AAO runs the administrative side of the office.
Compare with similar posts
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Officer in the Reserve Bank of India — bank supervision, currency, markets and policy work, with city postings and high pay.
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NABARD Grade A (Assistant Manager)
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Books to prepare for LIC AAO
- See on Amazon
Quantitative Aptitude for Competitive Examinations
R.S. Aggarwal (S. Chand)
The standard practice book for arithmetic. Strong on volume of questions; weak on shortcuts, so pair it with solved papers.
- See on Amazon
Quantitative Aptitude for Competitive Examinations
Abhijit Guha (McGraw Hill)
Closer to bank-exam difficulty than R.S. Aggarwal, with good data interpretation sets.
- See on Amazon
A New Approach to Reasoning: Verbal and Non-Verbal
B.S. Sijwali and Indu Sijwali (Arihant)
Reasoning with the puzzle and seating-arrangement emphasis bank exams have.
All 6 books for Bank exams: IBPS and SBI PO and Clerk, RBI Assistant, LIC AAO
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Sources
This profile is being reviewed. Confirm details in the latest official notification. Salary computed from pay rules as of January 2026.