HowIndiaEarns

Bank Probationary Officer vs Administrative Officer, Scale I

Side by side on pay, work, transfers and growth — so you can rank your preferences with confidence.

Pay level

Own pay structureOwn pay structure

Starting in-hand

₹75,000–₹90,000 gross₹90,000 gross

Group

Group NAGroup NA

Exam

IBPS PONIACL AO

Qualification

GraduateGraduate

Age limit

20–3021–30

Field work

lowlow

Stress (1–5)

43

Transfers

all indiaall india

First promotion

Manager (Scale II) (3–5 years, by promotion test and interview)Assistant Manager (Scale II) (About 5 years, through promotion process)

Choose Bank Probationary Officer if…

  • ✓ Fast promotions for those who perform and are willing to move
  • ✓ Good pay at entry for a graduate
  • ✓ Concessional loans and leased housing

Choose Administrative Officer, Scale I if…

  • ✓ Good starting pay for a graduate-level exam
  • ✓ Recruits most years, unlike many regulators
  • ✓ Varied work across insurance lines