HowIndiaEarns

Army Officer, Permanent Commission vs Defence Officer through NDA

Side by side on pay, work, transfers and growth — so you can rank your preferences with confidence.

Pay level

Level 10 + MSPLevel 10 + MSP

Starting in-hand

₹1,15,000 pay + allowances₹1,15,000 pay + allowances

Group

Group A (Gazetted)Group A (Gazetted)

Exam

UPSC CDSUPSC NDA

Qualification

Graduate12th pass

Age limit

19–2416–19

Field work

highhigh

Stress (1–5)

44

Transfers

all indiaall india

First promotion

Captain (2 years, time-scale)Captain (2 years, time-scale)

Choose Army Officer, Permanent Commission if…

  • ✓ Permanent commission with pension
  • ✓ Command of troops in your early twenties
  • ✓ Structured career with courses and time-scale promotions up to Lieutenant Colonel

Choose Defence Officer through NDA if…

  • ✓ Become an officer by about 22 with a degree and no fees
  • ✓ Early responsibility for people and equipment
  • ✓ Pay, housing and medical cover from the day of commissioning